Economic Wealth Calculator


How to calculate your net economic wealth:

  1. Think of all your assets and add up their value. Put this number in the assets field.
  2. Add up all of your debts and put this number in the debt field.


What does the number mean? You can get a qualitative feeling of your economic wealth based on the number. Below are some general categories:

  • less than -1,000,000: way too much debt
  • -1,000,000 to -100,000: too much debt
  • 0 to -100,000: a lot of debt
  • 0 to 10,000: good start on economic wealth accumulation
  • 10,000 to 50,000: can start to feel confident about your economic situation
  • 50,000 to 100,000: can feel pretty confident about your economic situation
  • 100,000 to 500,000: can feel very confident about your economic situation
  • 500,000 to 1,000,000: a very high level of  economic wealth
  • 1,000,000 to 2,000,000: getting close to a full level of economic wealth. Further wealth accumulation will only add incrementally to your actual total wealth.

2 Comments on “Economic Wealth Calculator

    • You are right. Recurring income if it is guaranteed can be added to the assets. Same thing with the future expenses. If they are guaranteed to occur then they can be added to the debts. This model is supposed be a simple snapshot in current time. It is to serve as a general guide that allows for a lot of customization depending on the individual situation. Thanks also for the typo catch on the other article, I have corrected

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