Intellectual Wealth Calculator

How to calculate your net intellectual wealth:

1. Think of each of your major activities (job duties, hobbies, chores, passions, exercise, etc.) that you do for at least 1 hour/per week.

2. For each activity fill in 3 numbers in the calculator below.

  • Feeling: from -10 to 10: how do you feel about doing this activity. Negative(examples: really hate: -10, dislike a lot: -8, dislike: -5, dislike a little:-3, barely dislike: -1). Exactly neutral would be 0. Positive(examples: really love: 10, like a lot: 8, like: 5, like a little: 3, barely like: 1). These are example numbers but the number can be anything from -10 to 10.
  • Importance: from 0-10: how important is this to you. How necessary is this activity for you? Examples: extremely important: 10, very important: 8, important: 5, somewhat important:3, barely important :1, not important: 0. Any number from 0 to 10 can be used.
  • Time spent: from 0-10hrs: On an average week, roughly how many hours do you spend on this activity? 10= 10hrs or more.

Fill in these these 3 numbers(columns) for each of your activities(rows). After filling all of your activities leave the rest of the rows at 0’s. Your total net intellectual wealth will be displayed at the bottom.

What does the final number mean? Below are general categories to get a feel of what the number means:

  • less than -50: way too much intellectual debt
  • -50 to -20: too much intellectual debt
  • -20 to 0: some intellectual debt
  • 0 to 20: good start on intellectual wealth accumulation
  • 20 to 50: can feel good about your intellectual wealth situation
  • 50 to 100: a very good amount of intellectual wealth
  • 100 to 200: a very high amount of intellectual wealth
  • 200 to 300: very close to a full level of intellectual wealth. Accumulating further intellectual wealth will only add small increments to your actual total wealth.



If you have calculated your net intellectual wealth above, it would be truly appreciated if you would please add a comment below with your net intellectual wealth number and the answer to this question: on a scale of 0 to 10, how satisfied do you feel that you are mainly doing things in life that you want to do?(10-very satisfied to 0-not at all). No need to put name or any other information. These numbers will be used to fine tune the above categories and make a summary graph of where people are in their intellectual wealth situation.


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